Once you put the word out that you are retiring and want to keep busy, you will soon be having to learn how to say, “No.” That’s right. There will be family who need day care and rides to appointments, your church will have the perfect volunteer role for you, as will any other organization to which you have any connection - even by the shirt tail.

Therefore, prior to stating out loud your retirement time concerns, you may wish to consider the following: Either in a notebook or on the computer, begin your Retirement Plans. Include an annual calendar on which to post the what’s and when’s.

List the “Always wanted to do’s” that you have stated for decades and put them in order of priority. Cross off those that are unrealistic or no longer as interesting. Decide how to handle the remaining items. What steps should be taken? Who should be contacted? Travel may be in your plans. Consider where you want to go, what time of year and for what duration. What means of travel will be used? Mark your calendar so you block off this time prior to making any other commitments.

List the ” Tasks I should handle,” again placing them in order of importance. Such could include cleaning out a storage closet, organizing tools or hobby area, preparing a Will, Power of Attorney or Living Will. Perhaps by placing each task on your calendar or scheduling an appropriate appointment, you will be certain these get accomplished.

While on the subject of preparing lists, another could be “Absolutely do not want to…” Having made these decisions will make it easier to refuse to get entangled in any such involvement, if it should come along. Think about which organizations you may wish to donate some time and in what capacity. Once your name gets out, you will have requests coming from all directions. For this reason, be clear about your time commitment and areas of preference. Know what days of the week and what time slots you can devote to volunteering.

Retirement should be enjoyable, include people you like to be surrounded by and free time to relax. For these reasons, begin now to practice saying, “No” and “No. Thank you.” By so doing, the word(s) will flow out much more quickly and smoothly when needed. You have heard other retirees saying the likes of, “I’m busier now than when I was working!” It is so true. You won’t be bored unless you make that choice.